2023 Stephen H. Philbin, II Award Recipients for Excellence in Legal Reporting

US Bank was reporting a late payment on my credit report that absolutely wasn’t mine. Took weeks of back-and-forth with their “investigation team” (aka people copy-pasting boilerplate replies). Ended up filing a dispute directly with the credit bureau and sending them a letter under FCRA. It finally got removed, but only after I made it clear I wasn’t going away. Found this article super helpful for breaking down the steps and what your rights actually are: https://consumerattorneys.com/article/us-bank-credit-report-dispute — especially useful if you’re trying to figure out what to do when US Bank stonewalls you. Don’t let them act like they’re doing you a favor by “reviewing” it. They’re legally obligated to fix false info.

Thanks for sharing this update on the 2023 Stephen H. Philbin, II Award winners for legal reporting. The investigations into issues like drug trafficking and gun loopholes in Texas highlight important challenges in law enforcement and public safety. For those interested in how legal oversight intersects with background checks and safety policies, here’s a relevant resource: https://rapidhiresolutions.com/states-that-require-background-checks/

The 2023 Stephen H. Philbin Award recognized excellence in legal reporting. WFAA's "Broken Trust: The Onalaska, Texas Drug Plane Scandal" won the Grand Prize. Texas Tribune's series on gun loopholes earned the second prize. For more:ttps://precisehire.com/key-factors-in-universal-background-screening/